Getting Advice

It’s never too soon and never too late!  We believe it’s never too soon to start considering your financial future, and starting late is better than not starting at all.

It is a common misconception that you need to have a lot of money to see a Financial Adviser.  We can show you how to reduce your mortgage, without reducing your lifestyle, achieve your goals (whether that be an annual holiday or private education for your children) whilst simultaneously setting you up financially for a secure and hassle free retirement.

Wealth Creation

At PCG Wealth, we don’t just focus on one strategy.  We like to tie everything in together and accelerate your debt reduction AT THE SAME TIME as creating wealth.  Why wait for your mortgage to be gone before starting your retirement or investment plans?

Our wealth creation strategies have one purpose, to make money for our clients in a timely and tax-effective manner.  These strategies may involve the use of gearing.  The concept of gearing is simply borrowing to add to your investment funds to increase the size of your investment over time.  This type of strategy also introduces taxation benefits into your overall structure.

Investments are made into managed funds, listed securities and other structured investment products.  We are recognised leaders in this field, and armed with professional staff who hold the highest qualifications available in the financial services industry.

For those of our clients who are not in a position to take advantage of our wealth creation strategies, we may be able to assist them through the use of our individual debt reduction strategies.

At PCG we share our expertise with clients to use their money in the most effective ways to assist with the elimination of consumer debt, which typically involves the use of a line of credit style loan together with our cash flow monitoring process.


We provide advice on all aspects of your superannuation.  From self-managed superannuation funds, corporate superannuation and general superannuation planning services (including salary packaging).

As Australia’s population ages, the capacity of the Government to provide aged pensions will diminish, as such, superannuation needs to be available to take up this shortfall.  For many people, retirement is a time when they want to sit back and enjoy the “fruits of their labour”, unfortunately for some the reality will be disappointingly bleak.  Current indications are that superannuation will be the largest asset for many Australians by the time they retire, larger even than the family home.

If you think about it another way, if someone was putting 9.5% of your gross salary away for you for the rest of your working life, is this investment worth looking after?  Wouldn’t you like to maximise your investment returns, know how to minimise the fees and get the most out of your Super?


other services pcg offers

Professional Consultants Group Pty trading as PCG Wealth are a Corporate Authorised Representative (CAR ref 320916) of Alliance Wealth Pty Ltd – ABN 93161647007; AFSL 449221)

Matthew Shute (ref 240413) & Don Giovanni Ricci “DJ” (ref 445929) are a sub-authorised representatives of Alliance Wealth Pty Ltd (ref 240413) and provide financial advice in the following areas – Financial Planning, Managed Investments, Superannuation & Retirement Planning, Risk Insurance, Self Managed Superannuation Fund investment advice, Taxation Planning & Estate Planning.  In addition Matthew Shute also provides financial advice in regards Margin Lending.
Your Adviser may offer you services through PCG Wealth and PCG Accounting which are each separate businesses.  Although the same Adviser may offer you services under the above businesses, each business is solely and separately responsible for the advice they each provide. In particular, Alliance Wealth is only responsible for the Financial Planning services for Managed Investments, Risk Insurance, Superannuation & Retirement Planning, Self Managed Superannuation Fund investment advice, Taxation Planning & Estate Planning  provided by Matthew Shute & Don G Ricci (DJ).  In addition Margin Lending financial advices provided by Matthew Shute. 

Disclaimer: The information provided on this website has been provided as general advice only and you should consider the appropriateness of the advice.  We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Alliance Wealth Adviser before you make any decision regarding any products mentioned in this communication.  Whilst all care has been taken in the preparation of this website, no warranty is given in respect of the information provided and accordingly neither Alliance Wealth nor its related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.

Alliance Wealth Pty Ltd

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