It’s never too soon and never too late! We believe it’s never too soon to start considering your financial future, and starting late is better than not starting at all.
It is a common misconception that you need to have a lot of money to see a Financial Adviser. We can show you how to reduce your mortgage, without reducing your lifestyle, achieve your goals (whether that be an annual holiday or private education for your children) whilst simultaneously setting you up financially for a secure and hassle free retirement.
At PCG Wealth, we don’t just focus on one strategy. We like to tie everything in together and accelerate your debt reduction AT THE SAME TIME as creating wealth. Why wait for your mortgage to be gone before starting your retirement or investment plans?
Our wealth creation strategies have one purpose, to make money for our clients in a timely and tax-effective manner. These strategies may involve the use of gearing. The concept of gearing is simply borrowing to add to your investment funds to increase the size of your investment over time. This type of strategy also introduces taxation benefits into your overall structure.
Investments are made into managed funds, listed securities and other structured investment products. We are recognised leaders in this field, and armed with professional staff who hold the highest qualifications available in the financial services industry.
For those of our clients who are not in a position to take advantage of our wealth creation strategies, we may be able to assist them through the use of our individual debt reduction strategies.
At PCG we share our expertise with clients to use their money in the most effective ways to assist with the elimination of consumer debt, which typically involves the use of a line of credit style loan together with our cash flow monitoring process.
We provide advice on all aspects of your superannuation. From self-managed superannuation funds, corporate superannuation and general superannuation planning services (including salary packaging).
As Australia’s population ages, the capacity of the Government to provide aged pensions will diminish, as such, superannuation needs to be available to take up this shortfall. For many people, retirement is a time when they want to sit back and enjoy the “fruits of their labour”, unfortunately for some the reality will be disappointingly bleak. Current indications are that superannuation will be the largest asset for many Australians by the time they retire, larger even than the family home.
If you think about it another way, if someone was putting 9.5% of your gross salary away for you for the rest of your working life, is this investment worth looking after? Wouldn’t you like to maximise your investment returns, know how to minimise the fees and get the most out of your Super?